Operation Chokepoint 0.1

I have used ARHAIK.com as a personal blog for a number of years. Much of the writing was from 2016 – 2018. The below post is from Feb 2018. I wish I had coined the term Operation Chokepoint at that time. In another example of how global regulators are using lessons learned from the retailContinue reading “Operation Chokepoint 0.1”

Strategy vs Planning

I used ARHAIK.com as a personal blog for a time. Some posts from as far back as 2016 seem worth sharing here. The below is from Jan 4 2023 Strategic Planning. Many organizations engage in strategic planning at the end of each calendar year but I dislike the term “strategic planning” because “strategy” and “planning”Continue reading “Strategy vs Planning”

Blockchain’s Killer Use Case

This report and subsequent interview with Peter Johnson of Brevan Howard Ventures highlights the rise of stablecoins. I work for Circle, the purveyor of USDC, EURC, and our Digital Dollar infrastructure offerings so I may be a bit biased, but the proof is hard to deny. Stablecoins are replacing many forms of transmission of value,Continue reading “Blockchain’s Killer Use Case”

“Canceling” Student Debt

https://x.com/JoeBiden/status/1711126823201919437?s=20 I do not have much faith in the current US political system, or it’s leaders. Republican or Democrat, the parties have reduced US politics to a least common denominator battle for a very slim portion of the electorate. I am motivated to write this by the “canceled” in recent language from the Biden WhiteContinue reading ““Canceling” Student Debt”

DeFi is Unstoppable

DeFi is an unstoppable movement to change the way modern finance operates. Since the early 1980’s capital markets have been moving towards frictionless transactions. From price discovery, to order matching, to settlement, most changes to the transactions industry have been to improve efficiency. Decimalization, net settlements, regulatory reporting requirements, etc. If you believe that theContinue reading “DeFi is Unstoppable”